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Big-Pay vs FastPay
Two payment gateways side by side for SMM businesses — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.
Where they differ
- Fee to accept Big-Pay Individual vs FastPay 0.5% per payment
- Customers pay with only Big-Pay: bank cards; only FastPay: crypto
- Works with only Big-Pay: Perfect Panel and WHMCS; only FastPay: Telegram bots
- Onboarding Big-Pay Company documents (KYB) vs FastPay No KYC — sign up and go
| 2 payment gateways | Visit site | Visit site |
|---|---|---|
| Costs | ||
| Fee to accept | Individual Commission is set per merchant; not published. | 0.5% per payment Flat: no monthly fee, no setup fee, no minimum turnover. |
| Withdrawal fee | — | Network fee only |
| Customers pay with | ||
| Crypto | No | Yes |
| Bank cards | Yes | No |
| Currencies | ||
| Currencies | — | USDT · BTC · ETH · TON · TRX · SOL · BNB · USDC · DAI |
| Coverage | — | 16 assets on 12 networks |
| Works with | ||
| Perfect Panel | Yes | No |
| WHMCS | Yes | No |
| Telegram bots | No | Yes |
| Any site via API | Yes | Yes |
| Payouts | ||
| To a crypto wallet | — | Yes |
| Onboarding | ||
| Onboarding | Company documents (KYB) | No KYC — sign up and go |
| Track record | ||
| Trust Score | 40 / 100 · Guarded | 14 / 100 · Weak |
| On the market since | 2018 | 2026 |
| Reviews on smm.guide | 2.9 ★ · 1 review | No reviews yet |
| Owner | Not claimed yet | Yes |
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
Other comparisons
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Questions and answers
Which is cheaper for an SMM panel, Big-Pay or FastPay?
Big-Pay: Individual. FastPay: 0.5% per payment.
Do Big-Pay and FastPay require KYC?
Big-Pay: Company documents (KYB). FastPay: No KYC — sign up and go.
Which one plugs into Perfect Panel, Big-Pay or FastPay?
Big-Pay is built into Perfect Panel; FastPay is not — it connects through its own API or plugin.
Run Big-Pay or FastPay?
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