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FastPay vs PayOp
Two payment gateways side by side for SMM businesses — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.
Where they differ
- Fee to accept FastPay 0.5% per payment vs PayOp Individual
- Customers pay with only PayOp: bank cards, e-wallets, bank transfer and local methods
- Coverage FastPay 16 assets on 12 networks vs PayOp Dozens of currencies, local methods worldwide
- Works with only FastPay: Telegram bots; only PayOp: Perfect Panel
- Payouts only FastPay: to a crypto wallet; only PayOp: mass payouts
- Onboarding FastPay No KYC — sign up and go vs PayOp Company documents (KYB)
| 2 payment gateways | Visit site | Visit site |
|---|---|---|
| Costs | ||
| Fee to accept | 0.5% per payment Flat: no monthly fee, no setup fee, no minimum turnover. | Individual Quoted per merchant after the pre-check. |
| Withdrawal fee | Network fee only | — |
| Customers pay with | ||
| Crypto | Yes | Yes |
| Bank cards | No | Yes |
| E-wallets | No | Yes |
| Bank transfer | No | Yes |
| Local methods | No | Yes |
| Currencies | ||
| Currencies | USDT · BTC · ETH · TON · TRX · SOL · BNB · USDC · DAI | — |
| Coverage | 16 assets on 12 networks | Dozens of currencies, local methods worldwide |
| Works with | ||
| Perfect Panel | No | Yes |
| Telegram bots | Yes | No |
| Any site via API | Yes | Yes |
| Payouts | ||
| To a crypto wallet | Yes | No |
| Mass payouts | No | Yes |
| Onboarding | ||
| Onboarding | No KYC — sign up and go | Company documents (KYB) |
| Track record | ||
| Trust Score | 13 / 100 · Weak | 40 / 100 · Guarded |
| On the market since | 2026 | 2011 |
| Reviews on smm.guide | No reviews yet | No reviews yet |
| Owner | Yes | Not claimed yet |
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
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Questions and answers
Which is cheaper for an SMM panel, FastPay or PayOp?
FastPay: 0.5% per payment. PayOp: Individual.
Do FastPay and PayOp require KYC?
FastPay: No KYC — sign up and go. PayOp: Company documents (KYB).
Which one plugs into Perfect Panel, FastPay or PayOp?
PayOp is built into Perfect Panel; FastPay is not — it connects through its own API or plugin.
Run FastPay or PayOp?
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