Home / Tools / Payment gateways for SMM panels / Compare
Big-Pay vs Lava
Two payment gateways side by side for SMM businesses — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.
Where they differ
- Fee to accept Big-Pay Individual vs Lava from 1% per payment
- Customers pay with only Lava: SBP and e-wallets
- Works with only Big-Pay: WHMCS
- Onboarding Big-Pay Company documents (KYB) vs Lava Light checks
| 2 payment gateways | Visit site | Visit site |
|---|---|---|
| Costs | ||
| Fee to accept | Individual Commission is set per merchant; not published. | from 1% per payment SBP from 1%, bank cards from 3%, LAVA wallet 0.5%. |
| Customers pay with | ||
| Bank cards | Yes | Yes |
| SBP | No | Yes |
| E-wallets | No | Yes |
| Currencies | ||
| Currencies | — | RUB |
| Works with | ||
| Perfect Panel | Yes | Yes |
| WHMCS | Yes | No |
| Any site via API | Yes | Yes |
| Onboarding | ||
| Onboarding | Company documents (KYB) | Light checks |
| Track record | ||
| Trust Score | 40 / 100 · Guarded | 40 / 100 · Guarded |
| On the market since | 2018 | 2016 |
| Reviews on smm.guide | 2.9 ★ · 1 review | No reviews yet |
| Owner | Not claimed yet | Not claimed yet |
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
Other comparisons
Lava against…
Questions and answers
Which is cheaper for an SMM panel, Big-Pay or Lava?
Big-Pay: Individual. Lava: from 1% per payment.
Do Big-Pay and Lava require KYC?
Big-Pay: Company documents (KYB). Lava: Light checks.
Which one plugs into Perfect Panel, Big-Pay or Lava?
Both: Big-Pay and Lava are built into Perfect Panel — add them in the panel's payment methods and paste the keys.
Run Big-Pay or Lava?
Claim its page to correct a fact, answer reviews and keep this comparison current. Verification is free.
Claim your page