Big-Pay

big-pay.com

Unclaimed Payment gateway Since 2018

2.9

1 review

Visit site Report

Fee Individual

Commission is set per merchant; not published.

The vendor's price as of September 26, 2026. Prices change — check before you buy.

Payment gateway at a glance

Checked by smm.guide · September 26, 2026

Accepts: Bank cards
Plugs into: Perfect PanelWHMCSAny site via API
Onboarding: Company documents (KYB)

From big-pay.com and its published terms, checked by our team. Something changed? Tell us, or claim the listing and keep them current yourself.

Connect Big-Pay to your panel

Open a merchant account at big-pay.com — they ask for company documents, add your panel's site as a project and copy its keys.
Perfect Panel has it built in: add Big-Pay in your panel’s payment methods and paste the keys.
WHMCS: a ready module is on big-pay.com.
Your own site connects through the API: create a payment, send the customer to it, credit the balance when the signed callback confirms it.
Make one small test payment end to end before customers see the method.

Where Big-Pay stands

Against the other 9 payment gateways we list, on the facts each one publishes.

One of 3 payment gateways here that have a WHMCS module

Against its closest rivals

PayOp

Customers pay with: only PayOp — crypto, e-wallets, bank transfer and local methods
Works with: only Big-Pay — WHMCS

Side by side

Enot

Fee to accept: Big-Pay Individual vs Enot from 1% per payment
Customers pay with: only Enot — SBP and e-wallets

Side by side

Payzink

Works with: only Big-Pay — Perfect Panel and WHMCS

Side by side

About Big-Pay

Card-only gateway live since 2023 with undisclosed ownership and per-merchant pricing.

Big-pay.com is a small card-payment gateway live since August 2023 on a domain that had been parked for sale until early that year; it should not be confused with BigPay, the Malaysian AirAsia fintech app, an entirely different company. It offers hosted and redirect checkout plus payment links for major card brands, with WordPress and WHMCS plugins, a sandbox and a REST API whose documentation uses the standard Mastercard MPGS test-card set; its 2023 checkout logo was co-branded with Bank of Beirut. No operating company, address or jurisdiction is disclosed anywhere, and fees are never published — commission is set per merchant, while onboarding requests monthly card volume and dispute ratio. The public website is visibly unfinished template work with stock partner logos and placeholder text, alongside implausible user-count claims. Its only third-party footprint is a 2.9/5 Trustpilot profile from 2 reviews, both negative, one written by a merchant in a Perfect Panel context.

For SMM businesses: Known in the SMM-panel world mainly through Perfect Panel, which added a BigPay card module around August 2024. Card acquiring that accepts high-risk profiles plus WHMCS plugins fits panel stacks, but undisclosed ownership, unpublished fees, gatekept onboarding and negative feedback make it a high-counterparty-risk option.