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FastPay vs Heleket
Two payment gateways side by side for SMM businesses — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.
Where they differ
- Fee to accept FastPay 0.5% per payment vs Heleket 0.8% per payment
- Currencies only FastPay: TON; only Heleket: LTC, DOGE, XMR, POL, BCH, DASH, AVAX and SHIB
- Coverage FastPay 16 assets on 12 networks vs Heleket 17 coins on 8 networks
- Works with only FastPay: Telegram bots; only Heleket: Perfect Panel and WHMCS
- Payouts only Heleket: mass payouts
| 2 payment gateways | Visit site | Visit site |
|---|---|---|
| Costs | ||
| Fee to accept | 0.5% per payment Flat: no monthly fee, no setup fee, no minimum turnover. | 0.8% per payment The rate a new merchant pays, checked by our team; the site quotes from 0.4% for larger volume. |
| Withdrawal fee | Network fee only | — |
| Customers pay with | ||
| Crypto | Yes | Yes |
| Currencies | ||
| Currencies | USDT · BTC · ETH · TON · TRX · SOL · BNB · USDC · DAI | USDT · BTC · ETH · TRX · LTC · SOL · BNB · USDC · DAI · DOGE · XMR · POL · BCH · DASH · AVAX · SHIB |
| Coverage | 16 assets on 12 networks | 17 coins on 8 networks |
| Works with | ||
| Perfect Panel | No | Yes |
| WHMCS | No | Yes |
| Telegram bots | Yes | No |
| Any site via API | Yes | Yes |
| Payouts | ||
| To a crypto wallet | Yes | Yes |
| Mass payouts | No | Yes |
| Onboarding | ||
| Onboarding | No KYC — sign up and go | No KYC — sign up and go |
| Track record | ||
| Trust Score | 13 / 100 · Weak | 27 / 100 · Weak |
| On the market since | 2026 | 2024 |
| Reviews on smm.guide | No reviews yet | No reviews yet |
| Owner | Yes | Not claimed yet |
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
Other comparisons
Questions and answers
Which is cheaper for an SMM panel, FastPay or Heleket?
FastPay: 0.5% per payment. Heleket: 0.8% per payment.
Do FastPay and Heleket require KYC?
FastPay: No KYC — sign up and go. Heleket: No KYC — sign up and go.
Which one plugs into Perfect Panel, FastPay or Heleket?
Heleket is built into Perfect Panel; FastPay is not — it connects through its own API or plugin.
Run FastPay or Heleket?
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