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Compare 3 payment gateways
Payzink, Lava, Big-Pay side by side — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked October 2, 2026.
| 3 payment gateways | Visit site | Visit site | Visit site |
|---|---|---|---|
| Costs | |||
| Fee to accept | — | from 1% per payment SBP from 1%, bank cards from 3%, LAVA wallet 0.5%. | Individual Commission is set per merchant; not published. |
| Customers pay with | |||
| Bank cards | Yes | Yes | Yes |
| SBP | No | Yes | No |
| E-wallets | No | Yes | No |
| Currencies | |||
| Currencies | USD | RUB | — |
| Coverage | Visa, Mastercard, Amex, JCB, Discover | — | — |
| Works with | |||
| Perfect Panel | No | Yes | Yes |
| WHMCS | No | No | Yes |
| Any site via API | Yes | Yes | Yes |
| Onboarding | |||
| Onboarding | — | Light checks | Company documents (KYB) |
| Track record | |||
| Trust Score | 16 / 100 · Weak | 40 / 100 · Guarded | 40 / 100 · Guarded |
| On the market since | 2025 | 2016 | 2018 |
| Reviews on smm.guide | No reviews yet | No reviews yet | 2.9 ★ · 1 review |
| Owner | Not claimed yet | Not claimed yet | Not claimed yet |
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
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