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Lava vs Payzink
Two payment gateways side by side for SMM businesses — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked October 2, 2026.
Where they differ
- Customers pay with only Lava: SBP and e-wallets
- Currencies only Lava: RUB; only Payzink: USD
- Works with only Lava: Perfect Panel
| 2 payment gateways | Visit site | Visit site |
|---|---|---|
| Costs | ||
| Fee to accept | from 1% per payment SBP from 1%, bank cards from 3%, LAVA wallet 0.5%. | — |
| Customers pay with | ||
| Bank cards | Yes | Yes |
| SBP | Yes | No |
| E-wallets | Yes | No |
| Currencies | ||
| Currencies | RUB | USD |
| Coverage | — | Visa, Mastercard, Amex, JCB, Discover |
| Works with | ||
| Perfect Panel | Yes | No |
| Any site via API | Yes | Yes |
| Onboarding | ||
| Onboarding | Light checks | — |
| Track record | ||
| Trust Score | 40 / 100 · Guarded | 16 / 100 · Weak |
| On the market since | 2016 | 2025 |
| Reviews on smm.guide | No reviews yet | No reviews yet |
| Owner | Not claimed yet | Not claimed yet |
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
Other comparisons
Lava against…
Questions and answers
Which one plugs into Perfect Panel, Lava or Payzink?
Lava is built into Perfect Panel; Payzink is not — it connects through its own API or plugin.
Run Lava or Payzink?
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