Cryptomus

Crypto payment ecosystem widely integrated by SMM panels — 100+ coins, wallet, P2P exchange.

Cryptomus is a crypto-only payment ecosystem founded in 2022 that combines a merchant gateway (100+ coins, API, e-commerce plugins, invoicing, recurring payments, mass payouts, auto-convert to stablecoins) with a wallet, spot and P2P exchange, staking, crypto cards and an AML-checker. It is operated by Xeltox Enterprises Ltd. of Vancouver, Canada, registered with FINTRAC as a money services business; blockchain-intelligence firm TRM Labs describes the platform as Russia-linked. Advertised pricing starts at 0.4% per gateway transaction with no setup fees; settlement is in crypto and stablecoins only, with no bank acquiring. It is widely embedded in the SMM panel market via ready-made payment modules for panel scripts. In October 2025 FINTRAC imposed a record CAD 176.9M administrative penalty on the operator for 2,593 AML violations, including unreported transactions linked to darknet markets, ransomware and sanctions evasion; the company has appealed to Federal Court.

For SMM businesses: One of the most widespread crypto deposit methods in the SMM panel ecosystem — ready integration modules are sold for panel scripts and many live panels list it as a payment option; crypto-only processing means no chargebacks and light onboarding. Counterweight: the record 2025 Canadian AML penalty against its operator and recurring fund-freeze complaints are a real counterparty risk.