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Cryptomus vs Lava
Two payment gateways side by side for SMM businesses — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.
Where they differ
- Fee to accept Cryptomus 2% per payment vs Lava from 1% per payment
- Customers pay with only Cryptomus: crypto; only Lava: bank cards, SBP and e-wallets
- Currencies only Cryptomus: USDT, BTC, ETH, TON, TRX, LTC, SOL, BNB, USDC, DAI, DOGE, XMR, POL, BCH, AVAX and SHIB; only Lava: RUB
- Onboarding Cryptomus ID check (KYC) vs Lava Light checks
| 2 payment gateways | Visit site | Visit site |
|---|---|---|
| Costs | ||
| Fee to accept | 2% per payment The standard rate for a new merchant; down to 0.4% on request, depending on turnover and business type. | from 1% per payment SBP from 1%, bank cards from 3%, LAVA wallet 0.5%. |
| Withdrawal fee | $1 per withdrawal, $3 on TRC-20 | — |
| Customers pay with | ||
| Crypto | Yes | No |
| Bank cards | No | Yes |
| SBP | No | Yes |
| E-wallets | No | Yes |
| Currencies | ||
| Currencies | USDT · BTC · ETH · TON · TRX · LTC · SOL · BNB · USDC · DAI · DOGE · XMR · POL · BCH · AVAX · SHIB | RUB |
| Coverage | 100+ coins | — |
| Works with | ||
| Perfect Panel | Yes | Yes |
| Any site via API | Yes | Yes |
| Payouts | ||
| To a crypto wallet | Yes | — |
| Mass payouts | Yes | — |
| Onboarding | ||
| Onboarding | ID check (KYC) | Light checks |
| Track record | ||
| Trust Score | 40 / 100 · Guarded | 40 / 100 · Guarded |
| On the market since | 2017 | 2016 |
| Reviews on smm.guide | No reviews yet | No reviews yet |
| Owner | Not claimed yet | Not claimed yet |
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
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Questions and answers
Which is cheaper for an SMM panel, Cryptomus or Lava?
Cryptomus: 2% per payment. Lava: from 1% per payment.
Do Cryptomus and Lava require KYC?
Cryptomus: ID check (KYC). Lava: Light checks.
Which one plugs into Perfect Panel, Cryptomus or Lava?
Both: Cryptomus and Lava are built into Perfect Panel — add them in the panel's payment methods and paste the keys.
Run Cryptomus or Lava?
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