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PayOp vs Payzink
Two payment gateways side by side for SMM businesses — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked October 2, 2026.
Where they differ
- Customers pay with only PayOp: crypto, e-wallets, bank transfer and local methods
- Coverage PayOp Dozens of currencies, local methods worldwide vs Payzink Visa, Mastercard, Amex, JCB, Discover
- Works with only PayOp: Perfect Panel
| 2 payment gateways | Visit site | Visit site |
|---|---|---|
| Costs | ||
| Fee to accept | Individual Quoted per merchant after the pre-check. | — |
| Customers pay with | ||
| Crypto | Yes | No |
| Bank cards | Yes | Yes |
| E-wallets | Yes | No |
| Bank transfer | Yes | No |
| Local methods | Yes | No |
| Currencies | ||
| Currencies | — | USD |
| Coverage | Dozens of currencies, local methods worldwide | Visa, Mastercard, Amex, JCB, Discover |
| Works with | ||
| Perfect Panel | Yes | No |
| Any site via API | Yes | Yes |
| Payouts | ||
| Mass payouts | Yes | — |
| Onboarding | ||
| Onboarding | Company documents (KYB) | — |
| Track record | ||
| Trust Score | 40 / 100 · Guarded | 16 / 100 · Weak |
| On the market since | 2011 | 2025 |
| Reviews on smm.guide | No reviews yet | No reviews yet |
| Owner | Not claimed yet | Not claimed yet |
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
Other comparisons
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Questions and answers
Which one plugs into Perfect Panel, PayOp or Payzink?
PayOp is built into Perfect Panel; Payzink is not — it connects through its own API or plugin.
Run PayOp or Payzink?
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