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Big-Pay vs Heleket

Two payment gateways side by side for SMM businesses — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.

Where they differ

  • Fee to accept Big-Pay Individual vs Heleket 0.8% per payment
  • Customers pay with only Big-Pay: bank cards; only Heleket: crypto
  • Onboarding Big-Pay Company documents (KYB) vs Heleket No KYC — sign up and go
2 payment gateways Visit site Visit site
Costs
Fee to accept Individual Commission is set per merchant; not published. 0.8% per payment The rate a new merchant pays, checked by our team; the site quotes from 0.4% for larger volume.
Customers pay with
Crypto No Yes
Bank cards Yes No
Currencies
Currencies — USDT · BTC · ETH · TRX · LTC · SOL · BNB · USDC · DAI · DOGE · XMR · POL · BCH · DASH · AVAX · SHIB
Coverage — 17 coins on 8 networks
Works with
Perfect Panel Yes Yes
WHMCS Yes Yes
Any site via API Yes Yes
Payouts
To a crypto wallet — Yes
Mass payouts — Yes
Onboarding
Onboarding Company documents (KYB) No KYC — sign up and go
Track record
Trust Score 40 / 100 · Guarded 27 / 100 · Weak
On the market since 2018 2024
Reviews on smm.guide 2.9 ★ · 1 review No reviews yet
Owner Not claimed yet Not claimed yet
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team

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Questions and answers

Which is cheaper for an SMM panel, Big-Pay or Heleket?

Big-Pay: Individual. Heleket: 0.8% per payment.

Do Big-Pay and Heleket require KYC?

Big-Pay: Company documents (KYB). Heleket: No KYC — sign up and go.

Which one plugs into Perfect Panel, Big-Pay or Heleket?

Both: Big-Pay and Heleket are built into Perfect Panel — add them in the panel's payment methods and paste the keys.

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