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Compare 4 payment gateways

FastPay, PayOp, Cryptomus, Big-Pay side by side — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.

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Costs
Fee to accept 0.5% per payment Flat: no monthly fee, no setup fee, no minimum turnover. Individual Quoted per merchant after the pre-check. 2% per payment The standard rate for a new merchant; down to 0.4% on request, depending on turnover and business type. Individual Commission is set per merchant; not published.
Withdrawal fee Network fee only — $1 per withdrawal, $3 on TRC-20 —
Customers pay with
Crypto Yes Yes Yes No
Bank cards No Yes No Yes
E-wallets No Yes No No
Bank transfer No Yes No No
Local methods No Yes No No
Currencies
Currencies USDT · BTC · ETH · TON · TRX · SOL · BNB · USDC · DAI — USDT · BTC · ETH · TON · TRX · LTC · SOL · BNB · USDC · DAI · DOGE · XMR · POL · BCH · AVAX · SHIB —
Coverage 16 assets on 12 networks Dozens of currencies, local methods worldwide 100+ coins —
Works with
Perfect Panel No Yes Yes Yes
WHMCS No No No Yes
Telegram bots Yes No No No
Any site via API Yes Yes Yes Yes
Payouts
To a crypto wallet Yes No Yes —
Mass payouts No Yes Yes —
Onboarding
Onboarding No KYC — sign up and go Company documents (KYB) ID check (KYC) Company documents (KYB)
Track record
Trust Score 14 / 100 · Weak 40 / 100 · Guarded 40 / 100 · Guarded 40 / 100 · Guarded
On the market since 2026 2011 2017 2018
Reviews on smm.guide No reviews yet No reviews yet No reviews yet 2.9 ★ · 1 review
Owner Yes Not claimed yet Not claimed yet Not claimed yet
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
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