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Compare 3 payment gateways

Cryptomus, PayOp, FastPay side by side — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.

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3 payment gateways	Cryptomuscryptomus.com Visit site	PayOppayop.com Visit site	FastPayfast-pay.money Visit site
Costs
Fee to accept	2% per payment The standard rate for a new merchant; down to 0.4% on request, depending on turnover and business type.	Individual Quoted per merchant after the pre-check.	0.5% per payment Flat: no monthly fee, no setup fee, no minimum turnover.
Withdrawal fee	$1 per withdrawal, $3 on TRC-20	—	Network fee only
Customers pay with
Crypto	Yes	Yes	Yes
Bank cards	No	Yes	No
E-wallets	No	Yes	No
Bank transfer	No	Yes	No
Local methods	No	Yes	No
Currencies
Currencies	USDT · BTC · ETH · TON · TRX · LTC · SOL · BNB · USDC · DAI · DOGE · XMR · POL · BCH · AVAX · SHIB	—	USDT · BTC · ETH · TON · TRX · SOL · BNB · USDC · DAI
Coverage	100+ coins	Dozens of currencies, local methods worldwide	16 assets on 12 networks
Works with
Perfect Panel	Yes	Yes	No
Telegram bots	No	No	Yes
Any site via API	Yes	Yes	Yes
Payouts
To a crypto wallet	Yes	No	Yes
Mass payouts	Yes	Yes	No
Onboarding
Onboarding	ID check (KYC)	Company documents (KYB)	No KYC — sign up and go
Track record
Trust Score	40 / 100 · Guarded	40 / 100 · Guarded	14 / 100 · Weak
On the market since	2017	2011	2026
Reviews on smm.guide	No reviews yet	No reviews yet	No reviews yet
Owner	Not claimed yet	Not claimed yet	Yes

the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team

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