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FastPay vs Lava

Two payment gateways side by side for SMM businesses — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.

Where they differ

  • Fee to accept FastPay 0.5% per payment vs Lava from 1% per payment
  • Customers pay with only FastPay: crypto; only Lava: bank cards, SBP and e-wallets
  • Currencies only FastPay: USDT, BTC, ETH, TON, TRX, SOL, BNB, USDC and DAI; only Lava: RUB
  • Works with only FastPay: Telegram bots; only Lava: Perfect Panel
  • Onboarding FastPay No KYC — sign up and go vs Lava Light checks
2 payment gateways Visit site Visit site
Costs
Fee to accept 0.5% per payment Flat: no monthly fee, no setup fee, no minimum turnover. from 1% per payment SBP from 1%, bank cards from 3%, LAVA wallet 0.5%.
Withdrawal fee Network fee only —
Customers pay with
Crypto Yes No
Bank cards No Yes
SBP No Yes
E-wallets No Yes
Currencies
Currencies USDT · BTC · ETH · TON · TRX · SOL · BNB · USDC · DAI RUB
Coverage 16 assets on 12 networks —
Works with
Perfect Panel No Yes
Telegram bots Yes No
Any site via API Yes Yes
Payouts
To a crypto wallet Yes —
Onboarding
Onboarding No KYC — sign up and go Light checks
Track record
Trust Score 13 / 100 · Weak 40 / 100 · Guarded
On the market since 2026 2016
Reviews on smm.guide No reviews yet No reviews yet
Owner Yes Not claimed yet
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team

Other comparisons

Questions and answers

Which is cheaper for an SMM panel, FastPay or Lava?

FastPay: 0.5% per payment. Lava: from 1% per payment.

Do FastPay and Lava require KYC?

FastPay: No KYC — sign up and go. Lava: Light checks.

Which one plugs into Perfect Panel, FastPay or Lava?

Lava is built into Perfect Panel; FastPay is not — it connects through its own API or plugin.

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