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Compare 4 payment gateways

PayOp, Enot, Big-Pay, FastPay side by side — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.

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Costs
Fee to accept Individual Quoted per merchant after the pre-check. from 1% per payment Depends on the tariff, the project's niche and the connection type; payouts from 2%. Individual Commission is set per merchant; not published. 0.5% per payment Flat: no monthly fee, no setup fee, no minimum turnover.
Withdrawal fee — from 2% — Network fee only
Customers pay with
Crypto Yes No No Yes
Bank cards Yes Yes Yes No
SBP No Yes No No
E-wallets Yes Yes No No
Bank transfer Yes No No No
Local methods Yes No No No
Currencies
Currencies — RUB — USDT · BTC · ETH · TON · TRX · SOL · BNB · USDC · DAI
Coverage Dozens of currencies, local methods worldwide — — 16 assets on 12 networks
Works with
Perfect Panel Yes Yes Yes No
WHMCS No Yes Yes No
Telegram bots No No No Yes
Any site via API Yes Yes Yes Yes
Payouts
To a crypto wallet No No — Yes
To a bank card No Yes — No
Over SBP No Yes — No
Mass payouts Yes Yes — No
Onboarding
Onboarding Company documents (KYB) Company documents (KYB) Company documents (KYB) No KYC — sign up and go
Track record
Trust Score 40 / 100 · Guarded 40 / 100 · Guarded 40 / 100 · Guarded 14 / 100 · Weak
On the market since 2011 2019 2018 2026
Reviews on smm.guide No reviews yet No reviews yet 2.9 ★ · 1 review No reviews yet
Owner Not claimed yet Not claimed yet Not claimed yet Yes
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
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