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Compare 3 payment gateways
Lava, Cryptomus, AnyPay side by side — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.
| 3 payment gateways | Visit site | Visit site | Visit site |
|---|---|---|---|
| Costs | |||
| Fee to accept | from 1% per payment SBP from 1%, bank cards from 3%, LAVA wallet 0.5%. | 2% per payment The standard rate for a new merchant; down to 0.4% on request, depending on turnover and business type. | from 2% per payment E-wallets from 2%, bank cards from 3%, mobile from 3.5%, cash from 5%; individual terms above $10,000 a month. |
| Withdrawal fee | — | $1 per withdrawal, $3 on TRC-20 | — |
| Customers pay with | |||
| Crypto | No | Yes | Yes |
| Bank cards | Yes | No | Yes |
| SBP | Yes | No | Yes |
| E-wallets | Yes | No | Yes |
| Mobile billing | No | No | Yes |
| Cash | No | No | Yes |
| Currencies | |||
| Currencies | RUB | USDT · BTC · ETH · TON · TRX · LTC · SOL · BNB · USDC · DAI · DOGE · XMR · POL · BCH · AVAX · SHIB | RUB · USDT · BTC · ETH · TON · USDC |
| Coverage | — | 100+ coins | About 20 payment methods |
| Works with | |||
| Perfect Panel | Yes | Yes | Yes |
| Telegram bots | No | No | Yes |
| Any site via API | Yes | Yes | Yes |
| Payouts | |||
| To a crypto wallet | — | Yes | No |
| Mass payouts | — | Yes | Yes |
| Onboarding | |||
| Onboarding | Light checks | ID check (KYC) | — |
| Track record | |||
| Trust Score | 40 / 100 · Guarded | 40 / 100 · Guarded | 40 / 100 · Guarded |
| On the market since | 2016 | 2017 | 2019 |
| Reviews on smm.guide | No reviews yet | No reviews yet | No reviews yet |
| Owner | Not claimed yet | Not claimed yet | Not claimed yet |
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
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