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Compare 4 payment gateways

FastPay, Big-Pay, Enot, PayOp side by side — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.

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Costs
Fee to accept 0.5% per payment Flat: no monthly fee, no setup fee, no minimum turnover. Individual Commission is set per merchant; not published. from 1% per payment Depends on the tariff, the project's niche and the connection type; payouts from 2%. Individual Quoted per merchant after the pre-check.
Withdrawal fee Network fee only — from 2% —
Customers pay with
Crypto Yes No No Yes
Bank cards No Yes Yes Yes
SBP No No Yes No
E-wallets No No Yes Yes
Bank transfer No No No Yes
Local methods No No No Yes
Currencies
Currencies USDT · BTC · ETH · TON · TRX · SOL · BNB · USDC · DAI — RUB —
Coverage 16 assets on 12 networks — — Dozens of currencies, local methods worldwide
Works with
Perfect Panel No Yes Yes Yes
WHMCS No Yes Yes No
Telegram bots Yes No No No
Any site via API Yes Yes Yes Yes
Payouts
To a crypto wallet Yes — No No
To a bank card No — Yes No
Over SBP No — Yes No
Mass payouts No — Yes Yes
Onboarding
Onboarding No KYC — sign up and go Company documents (KYB) Company documents (KYB) Company documents (KYB)
Track record
Trust Score 14 / 100 · Weak 40 / 100 · Guarded 40 / 100 · Guarded 40 / 100 · Guarded
On the market since 2026 2018 2019 2011
Reviews on smm.guide No reviews yet 2.9 ★ · 1 review No reviews yet No reviews yet
Owner Yes Not claimed yet Not claimed yet Not claimed yet
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
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