Home / Tools / Payment gateways for SMM panels / Compare

Heleket vs Lava

Two payment gateways side by side for SMM businesses — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.

Where they differ

  • Fee to accept Heleket 0.8% per payment vs Lava from 1% per payment
  • Customers pay with only Heleket: crypto; only Lava: bank cards, SBP and e-wallets
  • Currencies only Heleket: USDT, BTC, ETH, TRX, LTC, SOL, BNB, USDC, DAI, DOGE, XMR, POL, BCH, DASH, AVAX and SHIB; only Lava: RUB
  • Works with only Heleket: WHMCS
  • Onboarding Heleket No KYC — sign up and go vs Lava Light checks
2 payment gateways Visit site Visit site
Costs
Fee to accept 0.8% per payment The rate a new merchant pays, checked by our team; the site quotes from 0.4% for larger volume. from 1% per payment SBP from 1%, bank cards from 3%, LAVA wallet 0.5%.
Customers pay with
Crypto Yes No
Bank cards No Yes
SBP No Yes
E-wallets No Yes
Currencies
Currencies USDT · BTC · ETH · TRX · LTC · SOL · BNB · USDC · DAI · DOGE · XMR · POL · BCH · DASH · AVAX · SHIB RUB
Coverage 17 coins on 8 networks —
Works with
Perfect Panel Yes Yes
WHMCS Yes No
Any site via API Yes Yes
Payouts
To a crypto wallet Yes —
Mass payouts Yes —
Onboarding
Onboarding No KYC — sign up and go Light checks
Track record
Trust Score 27 / 100 · Weak 40 / 100 · Guarded
On the market since 2024 2016
Reviews on smm.guide No reviews yet No reviews yet
Owner Not claimed yet Not claimed yet
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team

Other comparisons

Questions and answers

Which is cheaper for an SMM panel, Heleket or Lava?

Heleket: 0.8% per payment. Lava: from 1% per payment.

Do Heleket and Lava require KYC?

Heleket: No KYC — sign up and go. Lava: Light checks.

Which one plugs into Perfect Panel, Heleket or Lava?

Both: Heleket and Lava are built into Perfect Panel — add them in the panel's payment methods and paste the keys.

Run Heleket or Lava? Claim its page to correct a fact, answer reviews and keep this comparison current. Verification is free.
Claim your page