Trust Score The one score of this catalog, 0–100, same open formula for every listing. Panels: domain age 35 · openness 35 (public prices 14, open order counter 14, verified owner 7) · reviews on smm.guide 15 · reviews across the web 15. Missing reviews sit at the neutral middle — unknown is not bad. Closed openness earns zero: those points are in the owner's own hands. Automated scanners are not counted at all. — open formula, same for every listing, never for sale
Reviews across the web— found by us, every item links to its source
Mixed score across 47 reviews: positives praise timely payouts and personal account managers; recurring negatives are application rejections without clear reasons, account suspensions and prolonged fund holds — one merchant reports funds withheld 194 days.
Third-party mentions collected automatically. Click an item to expand, click the source to read the original.
About Cardinity
Lithuanian licensed card gateway for EEA merchants, merged into NomuPay in 2025.
Cardinity is a Lithuanian card-payment gateway operated by UAB Click2Sell of Vilnius, one of the first Lithuanian fintechs licensed as a payment institution by the Bank of Lithuania (2012); the Cardinity brand launched in 2015 after the firm joined the Visa and Mastercard networks. It processed Visa and Mastercard payments for e-commerce merchants registered in the EEA, with advertised pricing from 1.35% + EUR 0.25 per European card transaction and no setup or monthly fees, offering a hosted payment page, payment links, recurring billing, 3-D Secure 2 and a REST API. At the end of 2022 Click2Sell was acquired by Dublin-based NomuPay, and in October 2025 Cardinity was fully merged into the NomuPay brand — cardinity.com now redirects to nomupay.com and the product is no longer marketed standalone; new sign-ups go through NomuPay. Trustpilot shows a mixed 3.1/5 across 47 reviews: timely payouts and personal account managers on the positive side, application rejections and prolonged fund holds on the negative.
For SMM businesses: Historically one of the accessible EEA card gateways for digital-services merchants — ready-made Cardinity modules circulated for SMM panel scripts. But it is a low/medium-risk acquirer with strict compliance: high-risk reclassification brings declines, terminations and fund holds. Since the October 2025 NomuPay merger it no longer onboards merchants standalone — effectively a legacy option in 2026.
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