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Compare 4 payment gateways

Enot, AnyPay, FastPay, Lava side by side — on the facts each one publishes and our team checks: the fee to take a payment and to withdraw it, KYC, coins and the panel engines it plugs into. Checked September 26, 2026.

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Costs
Fee to accept from 1% per payment Depends on the tariff, the project's niche and the connection type; payouts from 2%. from 2% per payment E-wallets from 2%, bank cards from 3%, mobile from 3.5%, cash from 5%; individual terms above $10,000 a month. 0.5% per payment Flat: no monthly fee, no setup fee, no minimum turnover. from 1% per payment SBP from 1%, bank cards from 3%, LAVA wallet 0.5%.
Withdrawal fee from 2% — Network fee only —
Customers pay with
Crypto No Yes Yes No
Bank cards Yes Yes No Yes
SBP Yes Yes No Yes
E-wallets Yes Yes No Yes
Mobile billing No Yes No No
Cash No Yes No No
Currencies
Currencies RUB RUB · USDT · BTC · ETH · TON · USDC USDT · BTC · ETH · TON · TRX · SOL · BNB · USDC · DAI RUB
Coverage — About 20 payment methods 16 assets on 12 networks —
Works with
Perfect Panel Yes Yes No Yes
WHMCS Yes No No No
Telegram bots No Yes Yes No
Any site via API Yes Yes Yes Yes
Payouts
To a crypto wallet No No Yes —
To a bank card Yes No No —
Over SBP Yes No No —
Mass payouts Yes Yes No —
Onboarding
Onboarding Company documents (KYB) — No KYC — sign up and go Light checks
Track record
Trust Score 40 / 100 · Guarded 40 / 100 · Guarded 15 / 100 · Weak 40 / 100 · Guarded
On the market since 2019 2019 2026 2016
Reviews on smm.guide No reviews yet No reviews yet No reviews yet No reviews yet
Owner Not claimed yet Not claimed yet Yes Not claimed yet
the better figure in the row— not confirmed yet · facts from each payment gateway's own site and our team
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